Bridge Loans
Bridge Loans – Move Quickly on Time-Sensitive Deals
Bridge loans are short-term financing solutions designed to help investors move fast. They’re commonly used when purchasing a property before selling another, acquiring distressed assets, or repositioning a property before refinancing into long-term financing. These loans prioritize speed and flexibility, making them ideal for competitive markets and off-market opportunities.
Common investor uses:
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Purchasing properties quickly
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Fix-and-hold or fix-and-flip projects
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Bridging the gap between purchase and refinance
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Buying before selling an existing property
See if your property is eligible for Bridge financing:
What is a bridge loan? A bridge loan is a temporary loan designed to “bridge” the gap until permanent financing or a sale occurs.
How long are bridge loans typically? Terms usually range from 6 to 24 months, depending on the project.
Are bridge loans only for flips? No. While popular with flippers, bridge loans are also used for rentals, refinances, and value-add properties.
Do bridge loans require income verification? Many bridge loan programs focus more on the property and exit strategy than personal income.
Can bridge loans be refinanced into long-term loans? Yes. Many investors use bridge loans as a stepping stone into DSCR or conventional financing once the property is stabilized.