VA Loans
VA Loans – One of the Best Home Loan Programs Available
VA loans offer some of the most powerful benefits in mortgage financing — and they’re reserved exclusively for eligible veterans, active-duty service members, and surviving spouses. Backed by the Department of Veterans Affairs, VA loans allow qualified borrowers to purchase or refinance a home with no down payment, no monthly mortgage insurance, and competitive interest rates.
Great fit for:
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Veterans and active-duty military
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Eligible surviving spouses
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Buyers looking to minimize out-of-pocket costs
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See if your property is eligible for VA financing:
Do VA loans require a down payment? No. Most VA loans offer 100% financing.
Is mortgage insurance required on VA loans? No. VA loans do not require monthly mortgage insurance, which can significantly lower payments.
Can VA loans be used more than once? Yes. VA benefits can be used multiple times, depending on entitlement.
What property types are allowed? VA loans are for primary residences, including single-family homes and certain multi-unit properties.
Is a VA funding fee required? Yes, though the funding fee can often be rolled into the loan, and some borrowers are exempt.